Our Services

The types of benefit plans and issues with respect to which we offer our clients practical and creative advice include the following:

Qualified Retirement Plans

  • 401(k) plans
  • Defined benefit pension plans
  • Profit sharing plans
  • Employee stock ownership plans (ESOPs)
  • Money purchase and target benefit pension plans
  • Cash balance, cross-tested, and other “hybrid” plans

Health and Other Welfare Plans

  • Health plans
  • Life insurance
  • Long and short term disability plans
  • Cafeteria (or flexible benefits) plans
  • Severance pay
  • Dependent care programs
  • Voluntary Employees’ Beneficiary Associations (VEBAs)

Executive Compensation

  • Stock options
  • Stock purchase plans
  • Restricted stock plans
  • Phantom stock programs
  • Stock appreciation rights
  • Nonqualified deferred compensation (including rabbi trusts)
  • Split dollar life insurance
  • Nonqualified annuities
  • Other long term incentive programs

In addition to offering advice with respect to the types of programs listed above, we routinely work with clients on the following types of matters:

  • EPCRS (the IRS program for resolving plan qualification issues relating to retirement plans)
  • Early Retirement Windows
  • Mergers and acquisitions
  • Plan terminations
  • Plan spinoffs
  • Reporting and disclosure
    • Annual reports (Forms 5500)
    • Summary Plan Descriptions (SPDs)
    • Summaries of Material Modifications (SMMs)
    • PBGC forms
    • Summary Annual Reports (SARs)
    • Forms 990 for VEBAs
    • PBGC reportable event filings

We pride ourselves on applying good judgment, thinking creatively, communicating plainly, and responding promptly. We work as a business partner in helping our clients devise and implement effective benefit programs, and in finding solutions to problems and resolving disputes.